For those in the New York area concerned about their health insurance, they need just look at the rest of the nation and feel quite confident and pleased with their lost.  It seems that New Yorkers are faring even better than the federal government vis-à-vis establishing a health insurance exchange. 

Indeed, according to America’s Department of Labor, it will only be March of this year that the deadline will be for employers to tell their employees about exchanges.  Ultimately what this means is that the government is simply not prepared yet to figure out the language employers should use.  As regional president for Arthur J. Gallagher & Co., David Bauer noted, “the Department of Health and Human Services is still promulgating regulations. It's very fluid, there are a lot of unanswered questions.”